business with you and govern your use of the Site and our services.
The words “the Site” or “Website” refers to https://www.nsbfg.com (“URL”), all pages
contained within the URL or linked thereto, and all linked subdomains, mobile applications, on-
The words “National Small Business Financial Group”, “NSBFG”, “we”, “our,” or “us” includes
National Small Business Financial Group and its affiliates, vendors, partners, representatives,
employees, and other personnel involved with National Small Business Financial Group, unless
specifically distinguishing National Small Business Financial Group from our partners or
The use of the words “you”, “user”, “visitor”, or “applicant” means anyone who accesses,
submits information, or otherwise interacts with the Site and our services.
When the terms “you” or “users” are used regarding submitting information for business
funding, these terms include both the business entity seeking funding (the “Applicant”) and the
authorized individual acting on behalf of such business entity (“Applicant’s Representative”).
Acceptance of Terms
By accessing or using the Site, or by clicking “check your eligibility” when the option is
presented to you, you are asserting you have carefully read, understand, and agree to be bound
Policy found here: https://www.nsbfg.com/privacy-policy/.
If you wish to have access to and participate in the products or services provided by National
Small Business Financial Group then you must read this agreement carefully and are encouraged
to save this agreement for your records.
you must not use the Site or any of National Small Business Financial Group’s services and
immediately discontinue accessing the Site.
You may enter into additional funding agreements for products or services that exist separately,
but any such additional agreement does not replace or invalidate, the terms set forth in these
Eligible Users and Acknowledgements
You may not use the National Small Business Financial Group Site, services, or products offered
through the Site if you are under 18 years of age or if you are not a legal resident of the United
Your account may be terminated without warning if we believe, in our sole discretion, that you
are less than 18 years of age or not a United States resident.
In addition, by using the Website, you are affirming that;
You accept sole responsibility for any and all your activities and conduct while using this
You are responsible for ensuring that you do not violate any applicable federal or state laws
or statutes, including copyright laws, when using this Site.
You will not transmit or upload viruses, worms or any other destructive or malicious code
or executable program to the Website.
You will not use bots to engage in National Small Business Financial Group’s Site or services.
By submitting information to National Small Business Financial Group, either through the Site
or other electronic communication, you are further affirming that;
You are authorized to act on behalf of your business or company and able to bind such
You are not misrepresenting yourself, your business, or any information related to your
current financial accounts
All information provided by you or your business partner(s) is true, accurate, current, and
complete, and that you will maintain the accuracy of that information
Any funds that you receive through National Small Business Financial Group – affiliates or
referrals shall be used exclusively for business and not personal use
Your use of our products or services does not violate any applicable law or regulation
You will not use the services for any illegal, immoral or unauthorized purpose
You assume all liability for the information you provide.
Use of Site Restrictions
You assume all risk and responsibility for your conduct on the Site and use of our services,
including any risk associated with your interactions with third-parties, and hereby waive all
claims or actions against National Small Business Financial Group.
You agree that National Small Business Financial Group is making no commitment or guarantee
that any service, product, evaluation, or guidance provided National Small Business Financial
Group will result in approval for business funding. You acknowledge that by engaging or
communicating with National Small Business Financial Group, you are not guaranteed any
funding or form of funding.
National Small Business Financial Group may impose limits on any of the services offered or
restrict your access to the Site without warning and without liability. We may terminate your
Changes to Terms
At any time, we reserve the right to remove, add, or modify any content contained in our Terms
date at the top of this page during each visit to our Site and periodically while using our services.
Your continued use of our Site and services means you have read, understood, and accept the
most recent version of this agreement as binding. Please check the last updated date frequently
so you are aware of any changes.
Products and Services
You understand and agree that the services provided by National Small Business Financial
Group include assessing your eligibility for business funding, pre-qualifying and matching you
with the financial products offered by our business partners, and coordinating and maintaining
that relationship when possible and appropriate.
National Small Business Financial Group is not a lender or direct issuer of loans, but some of the
financial products offered by our partners may include loans, along with other alternative
National Small Business Financial Group is not a financial consultant company, nor do we offer
legal advice. Before making a financial decision or strategy for your company you should
consider obtaining the advice of your attorney, accountant, and other trusted consultants.
By submitting your information in our eligibility checker, you authorize National Small Business
Financial Group and our selected business partners to obtain information from third-party
sources, including credit bureaus. Based on our assessment of your application information, we
may restrict the number of partners who will conduct further inquiries to those we predict are
most capable of fulfilling your business funding needs, if we submit your information at all.
National Small Business Financial Group may suspend or discontinue our services or limit the
availability of funding products at any time and for any reason, without liability and without
Consent to Contact and Receive Electronic Communications
Group, our representatives, affiliates, and business partners to contact you by telephone, fax, e-
mail, physical mail, and Short Messaging Service (SMS).
We, or any agent or representative acting on our behalf, may contact you by any means and for
any reason, including but not limited to; fulfilling your request for business funding,
communicating information on the status of your business funding, marketing additional
products or services, and delivering disclosures, notices, and agreements.
You understand that anyone with access to your telephone, phone number, email account, or
other owned electronic communication devices may listen to or read the messages that National
Small Business Financial Group or our partners leave or send you, and you agree that we will
have no liability for anyone accessing such messages.
You understand that you may be charged for the use of such services, and National Small
Business Financial Group and our partners cannot be held liable for any charges incurred by use
of these communications or the platforms they rely upon.
Below you will find further acknowledgements in your consent to receive electronic
communications, as well as your options and instructions for withdrawing your consent.
You expressly agree to receive electronic communications from National Small Business
Financial Group to any email address provided by you at any time, unless and until you
withdraw your consent in writing.
You agree to allow National Small Business Financial Group to respond to any inquiries by
email, and to forward your inquiry to the appropriate representative or partner to whom the
inquiry should be directed.
You understand and acknowledge that receiving disclosures, notices, and agreements via
email is required to fulfill your request for business funding.
You may withdraw your consent to receive marketing or other automated emails at any time
by clicking “unsubscribe” at the bottom of the National Small Business Financial Group
email you receive.
You authorize National Small Business Financial Group and our partners to contact you
using any telephone numbers, including but not limited to; landline, mobile, and VOIP
numbers, that you supply.
You agree that we may use prerecorded messages when leaving voicemails and may use
automatic dialing technology to contact you.
You understand and acknowledge that receiving phone calls from National Small Business
Financial Group and our business partners is required to fulfill your request for business
funding and to manage that relationship.
You may request that we do not contact a specific number by communicating with us your
preferred contact number, but this will not prevent us from calling any other phone numbers
you have provided when you cannot be reached.
By providing National Small Business Financial Group with your mobile telephone number,
you consent to receive Short Message Service (SMS) communications, or “text” messages,
to each mobile device provided by you.
You agree that we may send you pre-written messages using an automatic dialing system,
or messages sent directly by any National Small Business Financial Group representative
servicing your request for business funding.
Receiving text messages to your mobile device is not required to use our Site and services,
and you may withdraw your consent at any time.
To withdraw consent (opt-out), from SMS you can text the word “STOP” in reply to any
text message you receive from us and you will not receive further SMS to that number once
we process your request.
In the event that incoming or outgoing messages are delayed, carriers are not liable for
delayed or undelivered messages.
To receive help via SMS, please reply “HELP”, which will then respond with the following
instructions. “Looking for more information? Give us a call at 844-200-5050 to speak with
a Business Advisor.”
Standard Messaging and data rates may apply.
If a National Small Business Financial Group representative is communicating with you
directly and you request not to receive texts, then you may receive a final confirmation from
the representative to your device. You may also withdraw consent by contacting us
Limitations on Withdrawing Consent to Electronic Communications
Please note, if you have previously submitted your information to National Small Business
Financial Group, have provided us multiple phone numbers or email addresses, or have
corresponded directly with one of our representatives in addition to using the Site, then we may
have duplicate contact information associated with your account.
While we make every effort process all requests to withdraw communication consent, you may
be still contacted in error. Please notify us at firstname.lastname@example.org if such an error occurs and
we will take appropriate measures to resolve the issue.
You also acknowledge that withdrawing consent for one form of communication shall be
exclusive to that form (for example, “unsubscribing” from emails will not automatically place
you on a “do not call” list).
If you have received a funding product through your use of National Small Business Financial
Group services and request to withdraw consent, then the separate terms and conditions of the
funding agreement will take precedence, and National Small Business Financial Group, our
business partners, and any representative or agent acting on their or our behalf may contact you
by any means and as needed for any purpose, including enforcing contractual or legal rights and
You further understand and acknowledge that our affiliates, vendors, business parties, or any
Privacy Policies that may differ from our own, therefore requests to withdraw consent must be
directed to these third parties and may not be fulfilled in all cases.
Consent to Contact Third-Parties
You understand and agree that you authorize National Small Business Financial Group to access
third-party sites on your behalf for the purpose of servicing your request for business funding,
thereby granting National Small Business Financial Group a limited power of attorney as your
With this authority National Small Business Financial Group may use your information to access
third-party sites, access documents, and retrieve information, with full power of attorney to do
and perform every act as necessary and for all intents and purposes outline in these Terms of
The services offered through our Site may incorporate Application Programming Interfaces
(API’s) to communicate and share information with third-parties. The API’s utilized through the
Site include transmitting your transactional data and other personal or business information to
National Small Business Financial Group or our partners.
National Small Business Financial Group bears no responsibility for the content, or availability
of the content, provided by or through the use of third-party API’s.
Monitoring and Privacy
You acknowledge and agree that any of your electronic communications with us, including
telephone calls, may be monitored or recorded at any time and without notice.
Monitoring may involve an ongoing review of your business bank account if linked by a secured
third-party, updating an inquiry into your credit, and reviewing your communications with us for
quality assurance or training purposes, and to assess your financial readiness to receive business
funding now or in the future.
Recording may also include tracking your activity on the Site or saving data files of your
communications with National Small Business Financial Group. All communications are subject
https://www.nsbfg.com/privacy-policy/), which is incorporated by reference in these Terms of
You understand and agree that certain information or communications may be disclosed if
required by law or legal process, or at the request of a third-party with reasonable cause, or if
necessary, to protect, defend, or enforce National Small Business Financial Group’s rights.
Account Information and Security
Accessing certain features of our Site and services requires creating an account. By creating an
account through our Site, you are licensing National Small Business Financial Group to view and
store any credentials, passwords, information, data, content or other materials you provide to
enable National Small Business Financial Group and our partners to provide you with our
You are responsible for maintaining the security of your account and passwords as well as
limiting how and where you access your account. You will not share full or partial credentials for
the Site, and you may not authorize others to use your account or transfer your account to
another business entity or person.
You will not hold National Small Business Financial Group liable for unauthorized use of your
account. However, you may be liable for any losses of National Small Business Financial Group
our partners, or others arising from said use.
If we determine or suspect that your login information is being shared, we may choose to
terminate your access to all or parts of our Site or services. If you become aware of any
unauthorized person or entity using your account or believe a device on which you interact with
your account has been stolen or compromised, then you must notify us to terminate or suspend
your account access immediately by emailing email@example.com.
Updating your Information
You authorize National Small Business Financial Group to consider all information on your
application to be true, accurate, and current, unless we are contacted directly and made aware of
You bare full responsibility for keeping your personal and business information up to date and
hereby agree you will contact us immediately of any change to your phone number, email
address, physical address, or any other information associated with your account.
Additionally, you agree to promptly notify us of any changes to the business’ location,
circumstances, alterations to the legal name of the business entity, restructuring or transfer of
ownership, or eligibility for continued use of our services. You may notify us directly through
the Site, by contacting your National Small Business Financial Group representative, or by
All relevant notices, disclosure, payments or letters shall be considered received if sent by
National Small Business Financial Group to the contact information you provide.
National Small Business Financial Group shall not be held responsible for any fees, payment
processing errors, or any other damages arising from your negligence in keeping the information
on your account current.
Compliance with Laws
You shall comply with all applicable state and federal laws and regulations regarding your use of
the Site and services in all your dealings with National Small Business Financial Group, our
affiliates, partners, or other third-parties.
You are required to cooperate fully with any investigation by National Small Business Financial
Group, its agent or with law enforcement officials.
You acknowledge that any willful violation of this binding agreement or illicit use of our
services could result in civil or criminal penalties.
National Small Business Financial Group grants you permission to use our Website as set forth
Website other than as necessary to use the Website for its expressly intended purpose.
The Site content is provided to you “as is” and may not be exploited for any other use, including
While National Small Business Financial Group makes every effort to keep the content on the
Site current, we are under no obligation to do so and cannot warrant the completeness, accuracy,
or relevance of the information, images, links, or other content of the site.
Furthermore, we do not guarantee the availability of all or parts of the Site, as certain parts of the
website may be unavailable from time to time due to any reason, including technical difficulties
Ownership and Intellectual Property Rights
You acknowledge and agree that the content on the National Small Business Financial Group
Site and the services available through the Site are protected by copyright law and other
intellectual property laws with all rights reserved.
“Content” on the Site applies to all resources including, but not limited to, images, text, graphics,
By using the Website, you agree not to engage in copying, modifying, distributing, reproducing,
selling, reverse engineering, broadcasting, transmitting, or creating derivative works from any of
our content or technology.
National Small Business Financial Group retains all rights, titles, and interests in the Website and
all digital representations of National Small Business Financial Group. These rights and interests
cannot be transferred to any other party unless expressly authorized by National Small Business
Financial Group in writing.
To the best of our knowledge, National Small Business Financial Group only uses content that
we own or are permitted to use.
Any third-party content with respect to trademarks, names, or logos referencing a third-party
company shall remain the property of that company, otherwise all content remains the
intellectual property of National Small Business Financial Group.
We reserve the right to terminate your use of the Site or service if we suspect unauthorized use,
access, or any violation of applicable law regarding our ownership rights.
National Small Business Financial Group may also, at its sole discretion, limit, terminate, or
prohibit your use of the Site and services if you are under suspicion of being a repeat infringer
regarding our intellectual property under the Digital Millennium Copyright Act (DMCA).
The following hardware and software specifications must be met in order to view the Site and
retain necessary documents and disclosures required to utilize the services offered by National
Small Business Financial Group;
a device with internet access
an email account with a service provider and software capable of receiving and sending
a current web browsing software
an up-to-date software capable of viewing, saving, and printing documents in .pdf format;
hardware capable of running this software, with sufficient storage capacity to save any
disclosures or communications.
In addition to the above requirements, when accessing the Site via a mobile device (i.e., a
smartphone or tablet), you must have the capability and software on your mobile device that
allows you to print and save any disclosures or other documents presented to you during the pre-
If your mobile device does not have these capabilities or does not have the proper software
installed, you are required to access the Site through a device that has the capability to print all
documents and disclosures presented.
Appropriate Use of Site and Service
You acknowledge and agree that you may not use the Site or services of National Small Business
Financial Group in any manner unlawful or any way that violates applicable local, state, federal,
or international laws or regulations.
You may not use the Site in any harmful manner that could damage, impair, or disable the Site or
that interferes with another’s use of the Site.
In addition, you shall not:
upload, post, transmit, share, store, or otherwise make available any content that could be
harmful, threatening, unlawful, defamatory, libelous, infringing, abusive, inflammatory,
immoral, harassing, vulgar, obscene, fraudulent, invasive of privacy or publicity rights,
hateful, or otherwise objectionable.
upload, post, transmit, share, store or otherwise make available content that would
constitute, encourage or provide instructions for a criminal offense, violate the rights of any
party, or that would otherwise create liability or violate any local, state, national or
international law or give rise to any civil or criminal liability.
misrepresent yourself or your business, including but not limited to misrepresenting; your
age, legal residence, affiliation with the business entity with which you apply, your
authority to act on behalf of said business, the financial status of the business, or otherwise
impersonate any other individual or entity.
register for more than one account, register for or operate an account on behalf of another
person who is not eligible for our service, attempt to use another’s account without
authorization, or operate an account under a false identity.
collect the information of users from the Site or service for the purpose of uploading,
transmitting, posting, emailing, or otherwise making available any unsolicited or
unauthorized advertising or promotional materials, including “junk mail, “spam,” “chain
letters”, “pyramid schemes” or similar solicitations.
Harass or intimidate other users, solicit personal information from other users, or collect or
make publicly available the personal information of another individual.
Attempt to use automatic devices or programs such as bots, spiders, or scripts to gain
unauthorized access to the Site for any purpose, including damaging, disrupting,
monitoring, or collecting any content on the Site either manually or automatically.
Attempt to interfere with the proper functionality of the Site, including introducing viruses,
worms, trojan horses, or any other malicious code.
Interfere with the displays on the site through framing techniques or placing pop-up
windows over the Site’s pages, or otherwise diverting users from accessing the Site features
User Content Posted on the Site
You acknowledge and agree that you are responsible for any and all content posted by you to our
Site, including your personal and business information, comments, chats, messages, or any other
You agree that no content posted, either through your account or anywhere else on the Site, shall
infringe or violate the rights of National Small Business Financial Group, any individuals, or any
We may delete any content posted by you that we, at our sole judgement and determination,
consider may be objectionable, fraudulent, harmful, threatening, offensive, inaccurate or
misrepresentative at any time and without notice.
You may request that we remove content you have posted to the site if you have done so in error,
though we are not obligated to do so, by contacting firstname.lastname@example.org.
Links to Third-Party Websites
The National Small Business Financial Group Site and other communications sent you during
use of our service may contain content provided by third-parties, as well as links to third-party
websites, which are not owned or controlled by National Small Business Financial Group.
While the Site includes links to social media platforms, these features are available to you only
as we provide them, and we may discontinue or disable any links on the Site without notice.
site, and we encourage you to diligently read the terms and policies of any other website you
visit, especially if accessed through NSBFG.com.
Content on the Site may also include articles, statements, or opinions expressed by other users or
other third-parties, which are solely the responsibility of their respective offers and may not
reflect the opinions or beliefs of National Small Business Financial Group.
You agree and acknowledge that the company bears no responsibility for any information,
materials, or services provided on third-party websites or displayed on our Site by third-parties.
Furthermore, we have no control over and cannot edit, censor, or update third-party content.
Under no circumstances will we bear responsibility for damages or losses incurred by your
accessing a third-party website through any link posted or transmitted to you from your use of
our Site or services.
You expressly agree to relieve National Small Business Financial Group of any and all liability
arising from your use of third-party websites.
Reliance on Website Information
The content on the Website is available with the purpose of providing general information only,
and National Small Business Financial Group does not warrant the completeness or accuracy of
We disclaim all responsibility and liability for any reliance you place on this content, and you
agree that under no circumstances shall National Small Business Financial Group be liable to any
applicant, user, or third-party for any losses arising from such reliance.
Limitation of Liability
You agree that your use of the Website and all services accessed through the Website is done at
your own risk and that National Small Business Financial Group in no event shall be held liable
for any damages or expenses, including but not limited to, financial loss, emotional distress, loss
of data, or loss of business caused by or in connection with the content or services offered
through the Site.
To the fullest extent permitted by applicable law, National Small Business Financial Group, its
partners, affiliates, representatives, employees and agents shall not be held liable for any direct
or indirect, incidental, special, or consequential damages, expenses, or losses that may arise in
(a) use of the Website, or from your use of, or your inability to use, the Website or any of the
information provided on the Website;
(b) any failure of performance, error, omission, defect, delay, or interruption in operations or
transmissions, computer/ mobile device viruses or line or system failure; or
(c) any disclosure of information when communicating with you by any electronic means or
receiving electronic communications from you, or in connection with any unauthorized access of
These limitations apply even if we have been made aware of a possibility of such damages,
losses, or expenses.
National Small Business Financial Group does not endorse or encourage the use or purchase of
any products or services advertised on the Website.
National Small Business Financial Group bears no responsibility for, and makes no
endorsements, claims, or guarantees, for the third-party content or services accessed through the
Website and cannot be held liable for any damages, losses or expenses incurred in association
Disclaimer of Warranties
National Small Business Financial Group does not warrant or guarantee that files or other media
linked or available for downloading from the Site or other electronic communications will not
contain destructive codes or viruses. Utilizing appropriate security procedures for guarding
against malicious software or code is solely your responsibility. The Company will not be liable
for any damages or losses caused by any harmful technology arising from your use of the Site or
Neither the Company nor anyone associated with the company makes any warranties regarding
the accuracy or availability of the Site’s content. The Website and services are made available
“as is” without any warranties, and without guarantee that the any services offered will meet
Baring those warranties which cannot be excluded under applicable law, the Company disclaims
all warranties of any kind, either expressed and implied.
You shall indemnify, defend, release, and agree to hold harmless National Small Business
Financial Group from and against any and all damages, losses, expenses, claims, demands, or
liabilities, including without limitation attorney’s fees, arising from your use of the Site, or your
obligations to Funders whose services you obtained through National Small Business Financial
You agree to this indemnification obligation and further agree that you will fully cooperate in the
We reserve the right to assume exclusive control of any and all matters subject to
Governing Law, Venue, and Jurisdiction
By continuing to use this Site, you agree that the laws of California shall govern all matters
you and National Small Business Financial Group in connection with the Website or these Terms
of Use will be decided by a court located in Los Angeles County, California. You will not settle
any such matters without our explicit written consent. You further agree to waive any and all
right to trial by jury.
Limitation on Time to File Claims
Website must commence within one year after the cause of action accrues. Such cause of action
shall otherwise be permanently barred.
National Small Business Financial Group regarding the Website.
Your continued use of the Site constitutes a contract between you and National Small Business
Financial Group governed by U.S. federal law and the laws of the State of California. If you find
If any provision of the agreement between you and National Small Business Financial Group
then the remainder of the agreement shall remain in full effect and enforceable, as if the invalid
or unenforceable provision were absent from the agreement.
transferred by you without written consent from National Small Business Financial Group, but
may be assigned without limitations or restrictions by National Small Business Financial Group.
any person or entity in connection with our Site or services, or have created liability for the
company in any way, then we have the right to terminate your access to the Site or our services
without notice. You agree that if we, at our sole discretion, take appropriate legal action to
protect our rights then you will cooperate fully with any investigation or action. You agree to
waive and hold harmless National Small Business Financial Group from any claims during or as
a result of such investigations or any actions arising from such investigations.
Questions or Concerns
National Small Business Financial Group
National Small Business Financial Group (NSBFG) does not discriminate in the administration of any of its programs on the basis of race, color, national origin, age, gender, religion, physical or mental disability, political affiliation, martial status or sexual orientation.
NSBFG provides links to other websites as a convenience and does not endorse or guarantee the content, accuracy or usability of such sites. NSBFG is completely independent, privately held, and has no affiliation or relationship (financial or otherwise) with any political party, government agency or any other outside groups or persons.